Saving and Investing

Never underestimate the power of a well-pinched penny - Anonymous

At the end of this workshop series, students will be able to:

  1. Explain the difference between saving & investing
  2. List reasons for saving & investing
  3. Weigh the comparative risks and returns of different financial assets like stocks, bonds, real estate and commodities 
  4. Open a retirement account, buy and sell investments in such an account, and estimate all related transaction costs
  5. Explain what economic cycles are and how they influence the rate of return of different investments
  6. Discuss the advantages and disadvantages of investing for retirement in a Roth IRA vs. 401K
  7. Evaluate different sources of investment information
  8. Explain how federal agencies protect investors